We offer competitive quotes with quality UK based insurers to commercial property owners, who are letting out a whole buildings or a mix of business premises on the ground floor with residential above. The range of occupancies covers retail shops, offices, warehouses and industrial units.
Our policies insure the buildings, with options to include subsidence, ground heave and landslip, accidental damage,
terrorism cover and lots more. Property owner’s liability, your legal liability for the buildings as the owner comes as standard with a £2 million indemnity limit. However the limit can be increased if required. Loss of rent, if the buildings is deemed uninhabitable following insured damage, can also be included. There is a choice of 12, 24 or 36 months indemnity periods for the loss of rent, if this option is selected.
Insurances for unoccupied houses, bungalows and flats, which accounts for the majority of our business. The policy offered is for buildings insurance or a combined policy which includes contents as an add on. Furthermore, property owner’s legal liability insurance is automatically incorporated for peace of mind. There is a choice of a 3, 6 or 9 month policies, with an option to take out further short period insurance if required. Perfect if the home is up to sale, going through probate or you are looking to let to tenants and don’t want to be tied down to an annual insurance.
Our block policies are designed to cover all the flats or
maisonettes within the building, under the name of the freeholder, management company or residents association. Insuring purpose built and conversion flats and maisonettes. Furthermore our comprehensive package caters for properties occupied by leaseholders, tenants or in most cases a mixture of both. Finally, there are options to include the full accidental damage extension, terrorism damage and employer’s liability.
We have been arranging landlord buy-to-let buildings and contents policies with quality UK insurers for over forty years. Therefore we offer #1 prices, which are only available to registered insurance brokers. Available for homes let and occupied under an
assured shorthold tenancy agreement, or a
tenancy agreement in Scotland. The cover is designed for professional buy to let and student tenants. Public liability and loss of rent, following major insured damage such as a fire or flood, are automatically included within the package.
