Most quality home contents policies include cover for permanent household removal, covering accidental damage whilst in transit to another address to be owned or occupied by the policyholder. Cover only…
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INSURANCE SINCE 1919
Ocaso unoccupied home insurance review
Ocaso's unoccupied home insurance is specifically designed for vacant homes and comes with a useful choice of policy periods of 3, 6 or 9 months. If required a further short…
Rain rain and yet more rain
The first three months of 2012 were relatively dry, then it started to rain and didn't stopped. Now 2012 will be remembered as the second wettest year in the UK…
Home insurance premiums and small claims
One of the major factors in home insurance premiums is the claims record, with most policies giving a no claims discount or loading for claims. Both methods mean that a…
Merry xmas and a happy new year
Wishing customers old and new, past and present a Merry Xmas and a Happy New Year. Thank you for your support very much appreciated from Steve and David at EmberJD.
Tenants liability insurance
When renting there's always the possibility of accidentally causing damage to the landlord's buildings and then being liable for the costs. If as a tenant you have a home contents…
Business contents under home insurance
Insurers are usually good at keeping up with changes in lifestyles and are willing in adapt home insurance accordingly, provided the change is in keeping with a domestic policy and…
Home keys cover under contents insurance
A handy add-on that's usually included under most home contents insurances, in the event that keys for the insured home are lost or stolen, with the insurer paying for replacement…
Freezer contents under home insurance
The majority of home contents insurers include spoilt domestic frozen foods automatically under policies for the main occupied residence. Unoccupied home insurance and landlords policies will not include freezer contents,…
Flood insurance agreement
The current agreement between the Government and the insurance industry, called the Statement of Principles is due to expire on the 30 June 2013 and we understand from insurance media…