Standard home insurances are generally designed to insure the main occupied residence of the policyholder. Any variation, such as regular unoccupancy due to work commitments or an extended holiday would…
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INSURANCE SINCE 1919
Insurance times looks at UK flooding
A video from Insurance Times looking at the widespread flooding that has gripped the UK and how the future of flood insurance could be like. Insurance Times looks at recent…
Escape of water damage under home insurance
More claims arise from escape of water (or oil) than any other under home insurance, making the cover given and the terms applied an important issue when choosing a policy.…
Permanent household removal under contents insurance
Most quality home contents policies include cover for permanent household removal, covering accidental damage whilst in transit to another address to be owned or occupied by the policyholder. Cover only…
Ocaso unoccupied home insurance review
Ocaso's unoccupied home insurance is specifically designed for vacant homes and comes with a useful choice of policy periods of 3, 6 or 9 months. If required a further short…
Rain rain and yet more rain
The first three months of 2012 were relatively dry, then it started to rain and didn't stopped. Now 2012 will be remembered as the second wettest year in the UK…
Home insurance premiums and small claims
One of the major factors in home insurance premiums is the claims record, with most policies giving a no claims discount or loading for claims. Both methods mean that a…
Merry xmas and a happy new year
Wishing customers old and new, past and present a Merry Xmas and a Happy New Year. Thank you for your support very much appreciated from Steve and David at EmberJD.
Tenants liability insurance
When renting there's always the possibility of accidentally causing damage to the landlord's buildings and then being liable for the costs. If as a tenant you have a home contents…
Business contents under home insurance
Insurers are usually good at keeping up with changes in lifestyles and are willing in adapt home insurance accordingly, provided the change is in keeping with a domestic policy and…