Bathroom insurance, you certainly cannot insure just the one room in your home. All of the bathroom fittings would be covered under a buildings insurance. We are blogging about a…
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INSURANCE SINCE 1919
Home insurance storm damage or maintenance
Home insurances usually include storm damage as a standard peril, on the basis that the policyholder can pinpoint the date when the damage occurred, so the insurer can check with…
Unoccupied exclusions under home insurance
Standard home insurances are generally designed to insure the main occupied residence of the policyholder. Any variation, such as regular unoccupancy due to work commitments or an extended holiday would…
Escape of water damage under home insurance
More claims arise from escape of water (or oil) than any other under home insurance, making the cover given and the terms applied an important issue when choosing a policy.…
Ocaso unoccupied home insurance review
Ocaso's unoccupied home insurance is specifically designed for vacant homes and comes with a useful choice of policy periods of 3, 6 or 9 months. If required a further short…
Home insurance premiums and small claims
One of the major factors in home insurance premiums is the claims record, with most policies giving a no claims discount or loading for claims. Both methods mean that a…
Amlin home insurance review
A review of the home insurance policy from Amlin, designed to cover the policyholders' home buildings and/or contents at their main residence. The majority of UK standard home policies cover…
Remember home insurance on bonfire night
Bonfire night is one of my favourite times of year, whether attending an organised firework display or a DIY job in the back garden. The latter being particularly hazardous as…
Buildings sum insured calculator
Selecting a rebuilding sum insured sufficient for full reinstatement of your home can be a challenging task. If you had a recent home buyers report or survey done, then the…
Some good news for homeowners and insurers
This summer has been a wash out as far as the weather is concerned. Rain, rain and yet more rain, causing localised flooding and disaster for all concerned. However with…