Under home contents insurances valuables are usually defined as jewellery, watches, gold, silver, precious metals, gemstones, furs, pictures, curios and other works of art, stamp, coin and medal collections, televisions,…
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INSURANCE SINCE 1919
Home insurance index linking
Insurers index link sums insured to keep pace with rising costs. Although policyholders only see their sums insured increase when the renewal documents are issued, most policies are index linked…
Home insurance contents temporarily removed
Often included under contents insurance. Usually up to 15% of the contents sum insured for loss of or damage to the contents whilst temporarily removed from your home, but within…
Escape of water damage under home insurance
More claims arise from escape of water (or oil) than any other under home insurance, making the cover given and the terms applied an important issue when choosing a policy.…
Home insurance premiums and small claims
One of the major factors in home insurance premiums is the claims record, with most policies giving a no claims discount or loading for claims. Both methods mean that a…
Tenants liability insurance
When renting there's always the possibility of accidentally causing damage to the landlord's buildings and then being liable for the costs. If as a tenant you have a home contents…
Business contents under home insurance
Insurers are usually good at keeping up with changes in lifestyles and are willing in adapt home insurance accordingly, provided the change is in keeping with a domestic policy and…
Amlin home insurance review
A review of the home insurance policy from Amlin, designed to cover the policyholders' home buildings and/or contents at their main residence. The majority of UK standard home policies cover…
Remember home insurance on bonfire night
Bonfire night is one of my favourite times of year, whether attending an organised firework display or a DIY job in the back garden. The latter being particularly hazardous as…
Home contents insurance new for old
Modern policies usually come with 'new for old' settlement as standard for contents and personal possessions, with no deduction for wear and tear and depreciation. The only exception being clothing…