Home insurance like other classes of insurance, comes with numerous supporting documents. All essential reading to understand the scope of the cover provided. This post looks at the main documents…
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INSURANCE SINCE 1919
Definition of valuables
Under home contents insurances valuables are usually defined as jewellery, watches, gold, silver, precious metals, gemstones, furs, pictures, curios and other works of art, stamp, coin and medal collections, televisions,…
Home insurance index linking
Insurers index link sums insured to keep pace with rising costs. Although policyholders only see their sums insured increase when the renewal documents are issued, most policies are index linked…
Home insurance storm damage or maintenance
Home insurances usually include storm damage as a standard peril, on the basis that the policyholder can pinpoint the date when the damage occurred, so the insurer can check with…
Insurance times looks at UK flooding
A video from Insurance Times looking at the widespread flooding that has gripped the UK and how the future of flood insurance could be like. Insurance Times looks at recent…
Escape of water damage under home insurance
More claims arise from escape of water (or oil) than any other under home insurance, making the cover given and the terms applied an important issue when choosing a policy.…
Home insurance premiums and small claims
One of the major factors in home insurance premiums is the claims record, with most policies giving a no claims discount or loading for claims. Both methods mean that a…
Tenants liability insurance
When renting there's always the possibility of accidentally causing damage to the landlord's buildings and then being liable for the costs. If as a tenant you have a home contents…
Business contents under home insurance
Insurers are usually good at keeping up with changes in lifestyles and are willing in adapt home insurance accordingly, provided the change is in keeping with a domestic policy and…
Amlin home insurance review
A review of the home insurance policy from Amlin, designed to cover the policyholders' home buildings and/or contents at their main residence. The majority of UK standard home policies cover…