Under home contents insurances valuables are usually defined as jewellery, watches, gold, silver, precious metals, gemstones, furs, pictures, curios and other works of art, stamp, coin and medal collections, televisions,…
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INSURANCE SINCE 1919
Escape of water damage under home insurance
More claims arise from escape of water (or oil) than any other under home insurance, making the cover given and the terms applied an important issue when choosing a policy.…
Tenants liability insurance
When renting there's always the possibility of accidentally causing damage to the landlord's buildings and then being liable for the costs. If as a tenant you have a home contents…
Business contents under home insurance
Insurers are usually good at keeping up with changes in lifestyles and are willing in adapt home insurance accordingly, provided the change is in keeping with a domestic policy and…
Home contents insurance new for old
Modern policies usually come with 'new for old' settlement as standard for contents and personal possessions, with no deduction for wear and tear and depreciation. The only exception being clothing…
Some good news for homeowners and insurers
This summer has been a wash out as far as the weather is concerned. Rain, rain and yet more rain, causing localised flooding and disaster for all concerned. However with…
Definition of buildings and contents
Generally the definition of what constitutes Buildings and Contents under a home insurance is commonsense and straight forward. Buildings being all domestic buildings within the boundaries of the land, owned…
House contents calculator
Working out how much to insure your home contents for doesn't have to be a daunting task. With a little assistance from our House Contents Calculator, the job can be…