UK Holiday Home Insurance

Your UK holiday, or you might call your second home could solely be used by family and friends or available for short term holiday lets. May be a mixture of both. We can offer UK Holiday Home Insurance for both types of use. A choice of covers are available insuring the buildings, with an option to also include contents.

Holiday homes in England, Wales and mainland Scotland – buildings insurance, with option to add contents

Own use or short term holiday lets.
If let out on short term holiday lets, loss of rent of up to 20% of the buildings sum insured is automatically included, following major insured damage such as a fire or flood.

Included within the buildings insurance policy we offer is property owner’s liability, covering legal liabilities for third party (including paying guests) bodily injury and material property damage. As a result of negligent acts or omissions. 

When available for short-term holiday lets, we also include employer’s liability insurance, which is some instances is a statutory legal requirement, for domestic staff. Such as cleaners and gardeners. Afterall it is common occurrence to employ people local to the property to look after is for you and as a result you need insurance in place to cover the unexpected.