Leaseholders Improvements Insurance

Leaseholders Improvements

Often leaseholders find that there own installed kitchen, bathroom, flooring, internal doors and light fittings are specifically not insured under the freeholders flats insurance. Leaving these items without insurance protection under the block flats policy. Contents insurance covers household goods, personal effects, valuables, furniture, carpets and curtains, so doesn’t provide a solution, with no cover for leasehold fixtures and fittings.
We have an answer, one policy with cover for leaseholders improvements insurance plus contents cover.

Leaseholder’s One Policy

The beauty of insuring your fitted fixtures and contents under one policy is that you only have one insurer to deal with. Uncertainty is removed by taking out the right insurance to cater for your needs and the risk. After all a fitted kitchen can cost six figures to replace, so you need to know cover is in place in the event of a major claim. For example a major fire or escape of water leak.

What does leaseholders improvements  include?

• Kitchen
• Bathroom
• Flooring coverings (excluding concrete floors and floorboards)
• Internal fixtures and fittings
• Internal doors
• Provided not already insured under the freeholder or management companies’ block policy.

Contents Insurance

The contents cover gives you the option to select your sum insured inside your home, with full accidental damage and cover away from home options. Such as personal effects worn or carried about your person, like laptops and mobile phones, cycles and personal money and cards.