One of the major factors in home insurance premiums is the claims record, with most policies giving a no claims discount or loading for claims. Both methods mean that a…
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INSURANCE SINCE 1919
Home contents insurance new for old
Modern policies usually come with 'new for old' settlement as standard for contents and personal possessions, with no deduction for wear and tear and depreciation. The only exception being clothing…
Some good news for homeowners and insurers
This summer has been a wash out as far as the weather is concerned. Rain, rain and yet more rain, causing localised flooding and disaster for all concerned. However with…
Introductory discounts
Some insurance providers seem fixated on promoting new business introductory discounts and offers, exclusively for new customers. Fine, as each business needs a constant flow of new customers to stand…