Home insurance policies include a reasonable care condition usually split into two parts. Firstly all reasonable steps must be taken to avoid or reduce the effects of accidents, loss or…
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INSURANCE SINCE 1919
Policy documents
Home insurance like other classes of insurance, comes with numerous supporting documents. All essential reading to understand the scope of the cover provided. This post looks at the main documents…
Definition of valuables
Under home contents insurances valuables are usually defined as jewellery, watches, gold, silver, precious metals, gemstones, furs, pictures, curios and other works of art, stamp, coin and medal collections, televisions,…
Home insurance index linking
Insurers index link sums insured to keep pace with rising costs. Although policyholders only see their sums insured increase when the renewal documents are issued, most policies are index linked…