Ember JD is a UK home insurance broker, established in 1919. Offering quotes for Subsidence Insurance. Please see details below, including the types of homes, criteria and the supporting documents required.

Homes
Houses and bungalows that have had remedial works, including cosmetic repairs, carried to rectify Subsidence damage.

Subsidence
There are a number of causes of Subsidence: Tree root ingress, leaking drains washing away part of the foundations, prolonged dry hot weather affecting shrinkage soil, past mining works in the locality and consolidation subsidence (movement downwards) usually caused by inadequate foundations. Our policy caters for homes that have been repaired to rectify subsidence damage, previously monitored for subsidence or movement or in a higher risk subsidence area.

Repairs
Please note that the remedial works must have been completed over 10 years ago, without any subsequent problems, for us to look at the possibility of offering a quote.

Supporting documents required
We need to know the current condition of the home and the potential for new subsidence damage in the future, so require a full Structural Engineers Report carried out within the last 3 years. Submit a quote form, then send us documents by email (contact us page). Once received we will send details and documents to underwriters and will come back to you with their decision as to whether a quote can be offered.

All repairs completed over 10 years ago with no subsequent problems?
You have a full structural engineers report carried out within the last 3 years?
If yes complete a quote form and send us your structural engineers report ✔