Bonfire night is one of my favourite times of year, whether attending an organised firework display or a DIY job in the back garden. The latter being particularly hazardous as…
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INSURANCE SINCE 1919
Buildings sum insured calculator
Selecting a rebuilding sum insured sufficient for full reinstatement of your home can be a challenging task. If you had a recent home buyers report or survey done, then the…
Home contents insurance new for old
Modern policies usually come with 'new for old' settlement as standard for contents and personal possessions, with no deduction for wear and tear and depreciation. The only exception being clothing…
Some good news for homeowners and insurers
This summer has been a wash out as far as the weather is concerned. Rain, rain and yet more rain, causing localised flooding and disaster for all concerned. However with…
Definition of buildings and contents
Generally the definition of what constitutes Buildings and Contents under a home insurance is commonsense and straight forward. Buildings being all domestic buildings within the boundaries of the land, owned…
Laminate flooring
On occasions confusion can arise when insured damage occurs to laminate flooring. Especially when the owner has separate Home Buildings and Contents policies with different insurers. Although there is no…
Solar panels insurance
The Installation of solar panels, as a environmently friendly way to generate power for the home and save money on energy bills is steadily on the increase. Despite the rise…
Reducing the cost of home insurance
Whenever possible we all like to reduce costs and make savings, so here's a few handy tips to potentially save money on the cost of Home Insurance. Think about including…
Contents insurance for homes with past subsidence
Obtaining cover for Contents Insurance for homes with past subsidence history can be difficult, despite claims for subsidence damage being a matter for the buildings insurers. Try using an insurers'…
Introductory discounts
Some insurance providers seem fixated on promoting new business introductory discounts and offers, exclusively for new customers. Fine, as each business needs a constant flow of new customers to stand…