Please answer the questions carefully and to the best of your knowledge, as our quotation will be based on the details you provide. Incorrect information could lead to an increased premium, claim being declined or invalidate an insurance.
Unoccupied Home Insurance
Insurances for unoccupied houses, bungalows and flats, which accounts for the majority of our business. The policy offered is for buildings insurance or a combined policy which includes contents as an add on. Furthermore, property owner’s legal liability insurance is automatically incorporated for peace of mind. There is a choice of a 3, 6 or 9 month policies, with an option to take out further short period insurance if required. Perfect if the home is up to sale, going through probate or you are looking to let to tenants and don’t want to be tied down to an annual insurance.
Block of Flats Insurance
Our block policies are designed to cover all the flats or maisonettes within the building, under the name of the freeholder, management company or residents association. Insuring purpose built and conversion flats and maisonettes. Furthermore our comprehensive package caters for properties occupied by leaseholders, tenants or in most cases a mixture of both. Finally, there are options to include the full accidental damage extension, terrorism damage and employer’s liability.
Let Buildings Insurance
We have been arranging landlord buy-to-let buildings and contents policies with quality UK insurers for over forty years. Available for homes let and occupied under an assured shortold tenancy agreement, or a tenancy agreement in Scotland. The cover is designed for professional buy to let and student tenants. Public liability and loss of rent, following major insured damage such as a fire or flood, are automatically included within the package. Optional accidental damage cover extension can also be added.
Please answer the questions carefully and to the best of your knowledge, as our quotation will be based on the details you provide. Incorrect information could lead to an increased premium, claim being declined or invalidate an insurance.
Unoccupied Home Insurance
Insurances for unoccupied houses, bungalows and flats, which accounts for the majority of our business. The policy offered is for buildings insurance or a combined policy which includes contents as an add on. Furthermore, property owner’s legal liability insurance is automatically incorporated for peace of mind. There is a choice of a 3, 6 or 9 month policies, with an option to take out further short period insurance if required. Perfect if the home is up to sale, going through probate or you are looking to let to tenants and don’t want to be tied down to an annual insurance.
Block of Flats Insurance
Our block policies are designed to cover all the flats or maisonettes within the building, under the name of the freeholder, management company or residents association. Insuring purpose built and conversion flats and maisonettes. Furthermore our comprehensive package caters for properties occupied by leaseholders, tenants or in most cases a mixture of both. Finally, there are options to include the full accidental damage extension, terrorism damage and employer’s liability.
Let Buildings Insurance
We have been arranging landlord buy-to-let buildings and contents policies with quality UK insurers for over forty years. Available for homes let and occupied under an assured shortold tenancy agreement, or a tenancy agreement in Scotland. The cover is designed for professional buy to let and student tenants. Public liability and loss of rent, following major insured damage such as a fire or flood, are automatically included within the package. Optional accidental damage cover extension can also be added.
Please answer the questions carefully and to the best of your knowledge, as our quotation will be based on the details you provide. Incorrect information could lead to an increased premium, claim being declined or invalidate an insurance.
Unoccupied Home Insurance
Insurances for unoccupied houses, bungalows and flats, which accounts for the majority of our business. The policy offered is for buildings insurance or a combined policy which includes contents as an add on. Furthermore, property owner’s legal liability insurance is automatically incorporated for peace of mind. There is a choice of a 3, 6 or 9 month policies, with an option to take out further short period insurance if required. Perfect if the home is up to sale, going through probate or you are looking to let to tenants and don’t want to be tied down to an annual insurance.
Block of Flats Insurance
Our block policies are designed to cover all the flats or maisonettes within the building, under the name of the freeholder, management company or residents association. Insuring purpose built and conversion flats and maisonettes. Furthermore our comprehensive package caters for properties occupied by leaseholders, tenants or in most cases a mixture of both. Finally, there are options to include the full accidental damage extension, terrorism damage and employer’s liability.
Let Buildings Insurance
We have been arranging landlord buy-to-let buildings and contents policies with quality UK insurers for over forty years. Available for homes let and occupied under an assured shortold tenancy agreement, or a tenancy agreement in Scotland. The cover is designed for professional buy to let and student tenants. Public liability and loss of rent, following major insured damage such as a fire or flood, are automatically included within the package. Optional accidental damage cover extension can also be added.
Services
Photography Insurance FAQs
Got questions? Our Photography Insurance FAQ covers who needs it, what’s included, and how to get the right coverage for your equipment and services.
hotography Insurance is a specialised form of cover designed for both amateur and professional photographers, videographers and processing labs.
We know that you carry and use very expensive camera equipment, and it is likely that you will also be taking it to unusual or busy locations to capture the perfect shot. This means that damage, theft or loss could leave you with a large hole in your pocket.
Professionals and businesses have even more at stake if something goes wrong, as well as the additional risks of liability. We therefore tailor our Photography Insurance to suit your unique needs, but it could cover:
Processing, printing, scanning, photographic or other business equipment
Buildings, shop fronts, fixtures and fittings
Equipment left unattended in vehicles
Hiring alternative equipment if yours is being repaired or replaced after damage
Business Liability, including Public Liability Insurance for photographers, Employers’ Liability Insurance and Professional Indemnity Insurance
Props, customers’ property and any equipment you hire
If you are a professional, we can also arrange additional Photography Insurance cover to protect you against the loss of gross profits or additional costs if your equipment is lost or damaged. To discuss insurance for cameras or general Photography Insurance, get in touch with our experienced team today.
We offer Photography Insurance for residents and businesses based in the UK and Northern Ireland.
Photography Insurance is designed for all kinds of amateur or professional image producers, from photographers, videographers and photojournalists to processing labs. For this reason, Photography Insurance can be tailored to suit each individual or business, providing essential financial protection for equipment and business activity.
Absolutely! We don’t just offer insurance for photographers. If you run a photography studio or even a processing lab, you’ll need insurance to cover the risks you face. That’s why we can arrange policies that include Employers’ Liability Insurance to protect you against employee claims of illness or injury during the course of their work. We also offer Public Liability Insurance to protect against similar claims from members of the public. That’s in addition to property insurance and Camera Equipment Insurance.
When it comes to insurance for cameras, this really depends on what you need!
There is no maximum limit for the amount of Camera Insurance you can get. We can also organise cover for labs of all sizes, buildings and shop fronts. Our Business Liability package is also available for businesses, which offers cover such as Photography Public Liability, Employers’ Liability and Professional Indemnity for photographers.
Cover Options
Quality home insurance you can build the cover to suit your requirements by adding on extensions. Flexible options, which we hope are of interest.
Full accidental damage cover extension
For both buildings and / or contents. Even when you rent the annexe out and if you, in addition, have tenants, lodgers or paying guests sharing your main home with you.
Personal possessions away from home
Items you wear or carry about your person away from home. This could be jewellery, watches, laptops, mobile phones, bicycles, personal money and credit cards.
Family legal expenses
Covering the policyholder(s) and family members living in the home as the civil plaintiff (taking out legal action against another party) for personal injury, identity theft and much more.
Malicious damage by tenants, lodgers or paying guests
As well as vandalism caused by persons unknown, malicious damage by tenants, lodgers or paying guests can be included for an additional premium, subject to terms and conditions.
Theft by tenants or lodgers
In addition to theft from a burglary, theft by tenants or lodgers can be included for an additional premium, subject to terms and conditions.
Landlord legal expenses
When the annexe is let under an assured short-hold tenancy agreement landlord legal expenses for legal costs for breach of tenancy agreement, pursuit of rent arrears, eviction and legal defence