We often receive enquiries from homeowners who have land adjoining the home with public access (right of way). Being an insurance broker with connections we can offer a home insurance…
I CONSENT
We use cookies to improve your experience and enable certain functionality. You may delete or block cookies from this site, but parts may not work. By clicking any link on this page you are giving your consent for cookies to be placed on your device. Read More
INSURANCE SINCE 1919
Hearing aids under home insurance
Usually to insure hearing aids under home insurance you would have to specify them under the personal possessions section. Cover would then apply anywhere in the United Kingdom and a…
Concrete or timber floors
Usually when you are looking for flats and maisonettes insurance you will be asked whether the dwelling has concrete or timber floors. The answer may have an effect on the…
Personal money and cards
Most owner occupied home contents insurances come with personal money and cards cover. Split into two parts. Insurance within the home, with a limit of usually £500. Cover away from…
Ember JD expand product range
We are very pleased to announce that from May 2013 Ember JD expand product range for home insurance, offering more choice and flexibility at great prices. Our arrangement with quality…
Insurance policy definitions
Home policy wordings include a definitions section, where the meaning of important listed words or phrases used throughout the document is contained. These selected words or phrases would be in…
BIBA and Unitas members
BIBA The British Insurance Brokers' Association (BIBA) is the trade organisation for UK general insurance brokers, looking after the interests of its members and in turn their clients. Today BIBA…
Cost of temporary accommodation and loss of rent
When disaster strikes and a home is seriously damaged by an insured peril the dwelling may not be habitable until all the repairs have been completed. In the case of…
Claims settlement
This post looks into how insurers might deal with a buildings and contents claim. The general purpose of a home insurance is to put the claimant back to the same…
Reasonable care condition
Home insurance policies include a reasonable care condition usually split into two parts. Firstly all reasonable steps must be taken to avoid or reduce the effects of accidents, loss or…